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Credit Card Offer Review


IberiaBank Visa® Gold Cash Back Rewards Card
Issued by IberiaBank



Overall Rating
Benefit Rating
Special Offer: 9.25, 12.25%, or 15.25%* APR card from IberiaBank.
Purchase APR: 9.25, 12.25%, or 15.25%* Variable
Annual Fee: $0
Category: Reward - Cash
Review
The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program.

Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.

The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.

In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.
 


Most Attractive Feature(s):
Low APR for those who qualify; No yearly limit or expiration on rebates.
 
Least Attractive Feature(s):
Minimal benefits offered.
 
Additional Perks:
Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
 
Important Notations:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

 
Note: The review is believed to be accurate during the last update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.